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Microsoft EA Renewal — Case Study

Microsoft EA Renewal for a Leading Swiss Bank

A prominent Swiss bank with a global presence and over 40,000 employees engaged Redress Compliance to manage its Microsoft Enterprise Agreement renewal. Through comprehensive deployment analysis, licence optimisation, benchmarking, and strategic negotiation, Redress delivered CHF 9 million in total savings over three years — a 27% reduction in overall licensing costs.

Case Study·Microsoft EA Renewal·Fredrik Filipsson·January 2025
CHF 9M
Total savings achieved over the three-year EA term
27%
Reduction in overall Microsoft licensing costs
CHF 5.8M
Annual savings from licence portfolio optimisation
CHF 3.2M
Additional savings through negotiated Azure and Dynamics 365 discounts

The Challenge

A prominent Swiss bank with a global presence and over 40,000 employees engaged Redress Compliance to assist in renewing its Microsoft Enterprise Agreement (EA). The bank relied on Microsoft's technology stack to support critical financial services, regulatory compliance, and operational efficiency across its international operations.

With the EA renewal approaching, the bank identified several strategic objectives:

ObjectiveWhy It Mattered
Deployment AnalysisUnderstand actual Microsoft usage across business units — Office 365, Azure, Dynamics 365 — to identify waste and alignment gaps
Licence OptimisationReduce unnecessary costs by eliminating underutilised, duplicate, and redundant licences across the global portfolio
Strategic RoadmapDevelop a three-year plan aligning Microsoft investments with the bank's digital transformation and cloud migration strategy
BenchmarkingCompare costs and terms against peer financial institutions to ensure competitive pricing and industry-standard terms
NegotiationSecure a flexible, cost-effective agreement aligned with business objectives — including Azure and Dynamics 365 discounts

Microsoft EA renewals are high-stakes events for financial institutions. The three-year renewal cycle is Microsoft's primary mechanism for resetting commercial terms and pushing price increases. Banks face particular pressure due to regulatory requirements that limit their ability to walk away from Microsoft dependencies, and Microsoft's sales teams know this. Without independent benchmarking and expert negotiation support, financial institutions routinely overpay by 15-30% on EA renewals.

The Process

1

Phase 1: Comprehensive Deployment Analysis

📋 Deployment Review Scope
  1. Reviewed all Microsoft deployments — including Office 365, Azure, and Dynamics 365 across all business units and geographies.
  2. Identified discrepancies between software usage and entitlements — highlighting underutilised and redundant licences that were generating cost without delivering value.
  3. Assessed on-premise, cloud, and hybrid environments to align the licensing model with the bank's current and planned infrastructure architecture.

Deployment analysis is the single most important step in any EA renewal. Microsoft's renewal proposals are based on your existing entitlements — not your actual usage. This means you are almost always being asked to renew licences you don't need. In our experience, 20-35% of Microsoft licences in large financial institutions are underutilised, misallocated, or entirely unused. Identifying this waste before engaging Microsoft is the foundation of effective negotiation.

2

Phase 2: Licence Portfolio Optimisation

🔧 Licence Rationalisation

  • Consolidated licences across multiple business units to eliminate duplication — different units were independently purchasing the same products
  • Implemented role-based licensing to match Microsoft SKUs to actual user profiles and requirements (not everyone needs E5)
  • Recommended retiring outdated or unused solutions to streamline the software stack

💰 CHF 5.8M Annual Impact

  • Downgraded users from E5 to E3 where advanced security and compliance features were not required
  • Eliminated duplicate licences across business units and geographies
  • Retired legacy on-premise solutions being replaced by cloud equivalents
  • Right-sized Azure commitments based on actual consumption patterns
3

Phase 3: Strategic Roadmap Development

Roadmap ElementDetailsEA Impact
Digital TransformationThree-year plan for cloud migration, modern workplace adoption, and AI-driven analyticsEnsured EA terms supported planned workload growth without penalty
Microsoft Solution PrioritisationIdentified key Microsoft solutions aligned with innovation and operational efficiency goalsFocused EA investment on high-value products, removed low-value inclusions
Flexibility & AdaptabilityBuilt flexibility into the roadmap to accommodate evolving business and regulatory demandsNegotiated scalable terms that allowed licence adjustment during the EA term
4

Phase 4: Benchmarking

Benchmarking is the negotiation lever most organisations lack — and the one Microsoft fears most. Without independent benchmarking data, you cannot know whether Microsoft's proposed pricing represents genuine value or an inflated starting position. We compared the Swiss bank's licensing costs and terms against similar financial institutions globally, identifying specific areas where Microsoft's proposal exceeded market norms. This data directly informed our negotiation strategy and gave the bank's procurement team the confidence to push back on Microsoft's initial offer.

5

Phase 5: Negotiation

Negotiation TacticDetailsOutcome
Data-Driven Counter-ProposalLeveraged deployment analysis and optimisation findings to present a precise, evidence-based counter-proposal to MicrosoftShifted negotiation from Microsoft's inflated baseline to actual usage
Azure Discount NegotiationUsed consumption data and competitive alternatives to negotiate enhanced Azure pricingSecured significant discounts on Azure services
Dynamics 365 OptimisationChallenged Microsoft's proposed Dynamics 365 licence counts based on actual user requirementsReduced Dynamics 365 costs through right-sizing
Term FlexibilityNegotiated contract terms allowing adjustment of licensing volumes and future scalabilityBuilt-in flexibility for 40,000+ employee workforce changes

The Outcome

MetricBefore RedressAfter RedressResult
Annual Licence Optimisation SavingsCHF 5,800,000🟢 Role-based licensing + deduplication
Negotiated Discount SavingsCHF 3,200,000🟢 Azure + Dynamics 365 discounts
Total 3-Year SavingsCHF 9,000,000🟢 Over the EA term
Overall Cost ReductionBaseline27% lower🟢 Across entire Microsoft estate
Compliance StatusGaps identifiedFully compliant🟢 All discrepancies resolved
Licence ManagementFragmented across BUsCentralised, transparent🟢 Single governance framework
Cloud ReadinessUnstructured3-year roadmap aligned🟢 EA supports digital transformation

Redress Compliance's expertise was invaluable during our Microsoft EA renewal. Their strategic approach ensured we achieved significant cost savings and secured an agreement tailored to our long-term objectives. Their insights were critical to our success.

Chief Information Officer — Leading Swiss Bank

Why Financial Institutions Overpay on Microsoft EA Renewals

⚠️ What Microsoft Counts On

  • Banks renew based on entitlements, not usage — automatically overpaying for unused licences
  • E5 is pushed as the default when E3 (or even F3 for frontline workers) would suffice for most users
  • Azure MACC commitments are set too high based on Microsoft's growth projections, not actual consumption
  • Dynamics 365 licence counts are inflated beyond genuine user requirements
  • Regulatory pressure makes banks reluctant to challenge Microsoft or consider alternatives

✅ Our Approach

  • Usage-based analysis: optimise based on actual deployment, not Microsoft's renewal proposal
  • Role-based licensing: match SKUs to user profiles — power users get E5, standard users get E3, frontline gets F3
  • Azure right-sizing: align MACC to actual consumption with flexibility built in
  • Independent benchmarking: compare pricing against peer institutions for maximum leverage
  • Expert negotiation: former Microsoft licensing specialists who know exactly how the renewal playbook works

Key Takeaways for ITAM & Procurement Professionals

✅ Microsoft EA Renewal Lessons — Financial Sector

1. Never renew based on entitlements. Microsoft's renewal proposal is based on what you currently have — not what you actually use. Conducting a thorough deployment analysis before engaging Microsoft typically reveals 20-35% waste in large financial institutions.

2. Role-based licensing is essential at scale. A 40,000-employee bank does not need 40,000 E5 licences. Profiling users by actual requirements (power users, standard users, frontline workers) and matching them to the appropriate Microsoft SKU is one of the highest-ROI optimisation levers.

3. Benchmark everything. Without independent benchmarking data, you have no way to evaluate whether Microsoft's pricing is competitive. Peer comparison across similar financial institutions provides the evidence needed to push back on inflated proposals.

4. Negotiate Azure and Dynamics 365 separately. Microsoft often bundles these into the EA at list pricing. Both Azure consumption commitments (MACC) and Dynamics 365 licence counts should be negotiated independently based on actual usage data.

5. Build flexibility into the EA. Financial institutions face regulatory changes, M&A activity, and workforce fluctuations. Negotiating scalable terms that allow licence adjustment during the EA term protects against overpaying for unused capacity.

6. Engage independent experts early. Starting 9-12 months before EA expiry gives time for proper analysis, benchmarking, and strategy development. Engaging at the last minute hands all leverage to Microsoft.

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FF

Fredrik Filipsson

Co-Founder @ Redress Compliance

20+ years in enterprise software licensing. Former IBM, SAP, and Oracle. 11 years as an independent consultant advising 500+ enterprise clients — including numerous Fortune 500 companies — on Oracle, Microsoft, SAP, IBM, Salesforce, and ServiceNow licensing, contract negotiations, and cost optimisation.

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